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Best PEO Companies in Florida

We list Florida's strongest regional PEOs alongside the national providers. Several Florida PEOs run their own workers' comp insurer, which can change the maths sharply.

Showing 11 of 11 providers in Florida

Justworks logo

Justworks

New York, NY · est. 2012
Software-led PEOCPEOESAC

Transparent flat-fee PEO for SMBs, startups and remote teams.

4.5
Very Good
National
4.3
Very Good
Local
  • Florida coverage: Full
  • Transparency: Very Good · PEPM
  • Best for: Small teams that want published, predictable pricing.
$59-$99 /ee/mo
Published PEPM, steps down after 50 employees
No state expansion fee
60+ requests this month
Justworks is a commercial PEOServices.org partner. Rankings are never guaranteed to partners; this card reflects our independent scoring.
Pricing & Transparency▾
Pricing Model
PEPM
Headline
$59-$99 /ee/mo — Published PEPM, steps down after 50 employees
Admin Fee (Basic)
$59 /ee/mo (Payroll)
Admin Fee (with benefits)
$99 /ee/mo (PEO with benefits)
Setup Fee
$0
Min. Employees
1-2
Early Termination
$0 (month to month)
Benefits Markup
Disclosed; none on master medical
Transparency
Very Good
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
New York, NY
Certifications▾
IRS-Certified PEO (CPEO)
Yes
ESAC Accredited
Yes
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Enterprise
Dedicated Support
Yes
Min. Commitment
None
Rippling PEO logo

Rippling PEO

San Francisco, CA · est. 2016
Software-led PEONo CPEO

Best-in-class software unifying HR, IT and payroll, with a PEO on/off toggle.

4.1
Good
National
4.3
Very Good
Local
  • Florida coverage: Full
  • Transparency: Good · PEPM
  • Best for: Tech-forward teams that want to switch the PEO off later and keep the platform.
From $8 /user/mo + modules
Modular; ~$25-$50 all-in before IT modules
No state expansion fee
50+ requests this month
Pricing & Transparency▾
Pricing Model
PEPM
Headline
From $8 /user/mo + modules — Modular; ~$25-$50 all-in before IT modules
Setup Fee
Quote
Min. Employees
5
Early Termination
None (monthly available)
Transparency
Good
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
San Francisco, CA
Certifications▾
IRS-Certified PEO (CPEO)
Not certified
ESAC Accredited
Not accredited
NAPEO Member
No
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Enterprise
Dedicated Support
Yes
Min. Commitment
None
TriNet logo

TriNet

Dublin, CA · est. 1988
National PEOCPEOESAC

Industry-vertical PEO packages for tech, life sciences, finance and nonprofit.

4.0
Good
National
4.0
Good
Local
  • Florida coverage: Full
  • Transparency: Average · % of Payroll
  • Best for: Companies wanting deep industry-specific benefits and HR.
~$150 /ee/mo
Quote-based; vertical packages
No state expansion fee
45+ requests this month
Pricing & Transparency▾
Pricing Model
% of Payroll
Headline
~$150 /ee/mo — Quote-based; vertical packages
Setup Fee
Quote
Min. Employees
5
Early Termination
Per contract
Transparency
Average
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
Dublin, CA
Certifications▾
IRS-Certified PEO (CPEO)
Yes
ESAC Accredited
Yes
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Advanced
Dedicated Support
Yes
Min. Commitment
12 Months
ADP TotalSource logo

ADP TotalSource

Roseland, NJ · est. 1998
National PEOCPEOESAC

The nation's largest PEO, with enterprise-grade technology and benefits scale.

3.9
Average
National
4.0
Good
Local
  • Florida coverage: Full
  • Transparency: Poor · % of Payroll
  • Best for: Companies of 50-500 wanting enterprise tech and a 30-day exit.
~$130-$200 /ee/mo
Quote; supports 700k+ worksite employees
No state expansion fee
35+ requests this month
Pricing & Transparency▾
Pricing Model
% of Payroll
Headline
~$130-$200 /ee/mo — Quote; supports 700k+ worksite employees
Setup Fee
Quote
Min. Employees
5
Early Termination
30-day notice
Transparency
Poor
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
Roseland, NJ
Certifications▾
IRS-Certified PEO (CPEO)
Yes
ESAC Accredited
Yes
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Enterprise
Dedicated Support
Yes
Min. Commitment
12 Months
Insperity logo

Insperity

Kingwood, TX · est. 1986
National PEOCPEOESAC

High-touch HR consulting with 90+ US offices and dedicated service teams.

3.9
Average
National
4.2
Good
Local
  • Florida coverage: Full
  • Transparency: Poor · % of Payroll
  • Best for: Businesses that value a hands-on, dedicated HR partner.
~$150-$300 /ee/mo
Percentage of payroll; quote only
No state expansion fee
30+ requests this month
Pricing & Transparency▾
Pricing Model
% of Payroll
Headline
~$150-$300 /ee/mo — Percentage of payroll; quote only
Setup Fee
Quote
Min. Employees
5
Early Termination
Per contract
Transparency
Poor
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
Kingwood, TX
Certifications▾
IRS-Certified PEO (CPEO)
Yes
ESAC Accredited
Yes
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Advanced
Dedicated Support
Yes
Min. Commitment
12 Months
Paychex PEO logo

Paychex PEO

Rochester, NY · est. 1971
National PEOCPEOESAC

SMB-focused PEO integrated with the Paychex Flex platform.

3.8
Average
National
3.8
Average
Local
  • Florida coverage: Full
  • Transparency: Average · Hybrid
  • Best for: Smaller teams wanting a recognised national brand.
~$40-$160 /ee/mo
Hybrid: PEPM or percentage by size
No state expansion fee
25+ requests this month
Pricing & Transparency▾
Pricing Model
Hybrid
Headline
~$40-$160 /ee/mo — Hybrid: PEPM or percentage by size
Setup Fee
Quote
Min. Employees
5
Early Termination
Per contract
Transparency
Average
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
Rochester, NY
Certifications▾
IRS-Certified PEO (CPEO)
Yes
ESAC Accredited
Yes
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Advanced
Dedicated Support
Yes
Min. Commitment
12 Months
FrankCrum logo

FrankCrum

Clearwater, FL · est. 1981
Local · FLCPEO

Owns its own workers' comp insurer (FWCI) for competitive rates.

4.3
Very Good
State
  • Florida coverage: Full
  • Transparency: Average · Hybrid
Custom quote
Quote-based, estimated
Estimated
No state expansion fee
10+ requests this month
Pricing & Transparency▾
Pricing Model
Hybrid
Headline
Custom quote — Quote-based, estimated
Setup Fee
Quote
Min. Employees
Not disclosed
Early Termination
Not disclosed
Transparency
Average
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
Clearwater, FL
Home State
FL
Certifications▾
IRS-Certified PEO (CPEO)
Yes
ESAC Accredited
Not accredited
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Advanced
Dedicated Support
Yes
Min. Commitment
12 Months
Engage PEO logo

Engage PEO

Hollywood, FL · est. 2011
Local · FLCPEOESAC

Attorney-led HR and compliance for SMBs.

4.4
Very Good
State
  • Florida coverage: Full
  • Transparency: Average · Hybrid
Custom quote
Quote-based, estimated
Estimated
No state expansion fee
10+ requests this month
Pricing & Transparency▾
Pricing Model
Hybrid
Headline
Custom quote — Quote-based, estimated
Setup Fee
Quote
Min. Employees
Not disclosed
Early Termination
Not disclosed
Transparency
Average
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
Hollywood, FL
Home State
FL
Certifications▾
IRS-Certified PEO (CPEO)
Yes
ESAC Accredited
Yes
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Basic
Dedicated Support
Yes
Min. Commitment
12 Months
CoAdvantage logo

CoAdvantage

Bradenton, FL · est. 1997
Local · FLNo CPEO

Broad SMB HR outsourcing; ~110k worksite employees.

Merged with PrimePay under Aquiline (2025).

4.0
Good
State
  • Florida coverage: Full
  • Transparency: Average · Hybrid
Custom quote
Quote-based, estimated
Estimated
No state expansion fee
10+ requests this month
Pricing & Transparency▾
Pricing Model
Hybrid
Headline
Custom quote — Quote-based, estimated
Setup Fee
Quote
Min. Employees
Not disclosed
Early Termination
Not disclosed
Transparency
Average
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
Bradenton, FL
Home State
FL
Certifications▾
IRS-Certified PEO (CPEO)
Not certified
ESAC Accredited
Not accredited
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Basic
Dedicated Support
Yes
Min. Commitment
12 Months
Vested HR logo

Vested HR

Palm Harbor, FL
Local · FLNo CPEOESAC

Admin-heavy HR offload for small businesses.

3.9
Average
State
  • Florida coverage: Full
  • Transparency: Average · Hybrid
Custom quote
Quote-based, estimated
Estimated
No state expansion fee
10+ requests this month
Pricing & Transparency▾
Pricing Model
Hybrid
Headline
Custom quote — Quote-based, estimated
Setup Fee
Quote
Min. Employees
Not disclosed
Early Termination
Not disclosed
Transparency
Average
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
Palm Harbor, FL
Home State
FL
Certifications▾
IRS-Certified PEO (CPEO)
Not certified
ESAC Accredited
Yes
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Basic
Dedicated Support
Yes
Min. Commitment
12 Months
Vensure HR (FL) logo

Vensure HR (FL)

Chandler, AZ (FL ops) · est. 2004
Local · FLCPEO

Multi-regional PEO with a large Florida footprint.

3.8
Average
State
  • Florida coverage: Full
  • Transparency: Average · Hybrid
Custom quote
Quote-based, estimated
Estimated
No state expansion fee
10+ requests this month
Pricing & Transparency▾
Pricing Model
Hybrid
Headline
Custom quote — Quote-based, estimated
Setup Fee
Quote
Min. Employees
Not disclosed
Early Termination
Not disclosed
Transparency
Average
State Coverage▾
Florida coverage
Full
State Expansion Fee
None
Home Base
Chandler, AZ (FL ops)
Home State
FL
Certifications▾
IRS-Certified PEO (CPEO)
Yes
ESAC Accredited
Not accredited
NAPEO Member
Yes
Benefits & Services▾
  • Payroll & Tax Filing
  • Health Benefits (Master Plan)
  • Workers' Comp
  • 401(k) Administration
  • ACA Reporting
  • HRIS Platform
  • EPLI
  • Dedicated Support
Platform & Support▾
Software Tier
Basic
Dedicated Support
Yes
Min. Commitment
12 Months

Florida PEO services: frequently asked questions

Which PEOs are based in Florida?

Florida has one of the deepest regional PEO markets in the country. FrankCrum (Clearwater), Engage PEO (Hollywood), CoAdvantage (Bradenton) and Vested HR (Palm Harbor) are the names that show up most often, alongside the six national providers.

Why do some Florida PEOs offer cheaper workers' comp?

A few Florida PEOs, FrankCrum being the clearest example, own their own workers' compensation insurer. That vertical integration can sharpen comp rates for higher-risk industries like construction and skilled trades. Ask how comp is underwritten before comparing on price alone.

How much does a PEO cost in Florida?

Florida PEOs commonly run $50 to $150 per employee per month for admin, plus benefits and workers' comp. The dense local market keeps regional quotes competitive against the nationals.

Compare PEO services in other states